Loading...

Car Insurance

Up to 10% off online1 & $50 Kogan.com Credit with PAYD and Comprehensive Cover+

Get an Express Quote
Home Insurance

Comprehensive Insurance
 

Covers against damage to your car, other vehicles and property. Choose to add on a number of optional ‘peace of mind’ extras.
 
 

What’s Covered?
Get an Express Quote
Pay As You Drive Insurance

Pay as You Drive Insurance
 

Enjoy all the benefits of Comprehensive cover at an even more affordable price, by only paying for the kilometres you plan to drive.

 

What’s Covered?
Get an Express Quote

Third Party Insurance
 

Insures your vehicle against the cost of damage to other vehicles and property.
 

What’s Covered?
Get an Express Quote

Third Party Property, Fire & Theft

Includes the same coverage as Third Party Insurance with the added benefit of protection from theft, malicious damage and fire.

What’s Covered?
Get an Express Quote

The Kogan Car Insurance Difference

Exclusive online discounts

Insurance made simple! Save up to 10% when you buy online.1 Get a quote now.

Earn $50 Kogan.com Credit

Score Kogan.com Credit with Comprehensive and Pay As You Drive policies, to spend at Australia’s #1 online retailer!+ Click for details.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Kogan First Benefits

Bonus rewards when you sign up to Kogan Insurance as a Kogan First member! Click for details.

Super Friendly Claims Process

Your claim, your way! Claim online 24/7, or call us to speak to our friendly team. Find out more.

Need Help Deciding?

Optional Extras

Choose from a range of flexible optional extras to suit your lifestyle.

Learn More

Car Insurance FAQs

The best way to find quick answers to commonly asked questions.

Learn More

Compare Car Insurance

See a detailed comparison between each car insurance type.

Compare

Here’s what Kogan Insurance customers say

“Great premium with Pay As You Drive, which is a great initiative” Anthony, ACT

“I was unsure about a couple of issues and called the contact line. The representative listened and was very helpful. Based on the representative’s helpfulness I purchased the Insurance.” Mark, QLD

“As a stay home retiree who does not drive as much as most people, having the opportunity to choose the option “pay-as-you-drive” has possibly saved me $300 annually for car insurance.” Monica, VIC

“Great service at a top price” Ross, QLD

Get in Touch

Call Us

1300 034 888

Email Us

Drop us a line

In need of extra assistance?

For customers who are deaf or have a speech or hearing impairment, please contact the National Relay Service and provide them with our phone number – 1300 034 888. Alternatively, choose our Special Needs option when you call us directly.

1.Up to 10% discount consists of 5% saving for online purchases, applicable first year only. Up to 5% off if you choose to exclude drivers under 25. New policies only. Minimum premiums may reduce savings discount.
+$50 Kogan.com Credit offer (“Offer”): Valid for Kogan Comprehensive Car Insurance, Kogan Pay As You Drive Car Insurance, combined Kogan Home and Contents Insurance, and combined Landlords Building & Contents Insurance. The Offer is valid for new Relevant Policies (not renewal or reinstatement policies). Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. The $50 Kogan.com credit (“Credit”) will be sent to the e-mail address of eligible policyholders after 45 days from the commencement date of the Relevant Policy, provided the annual premium or the first instalment premium for the Relevant Policy has been paid in full. The Relevant Policy must also remain active and must not have been cancelled or refunded within that 45 day period. The customer must provide a valid email address at the time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Relevant Policy, contained in the relevant product disclosure statement when applying for the Relevant Policy. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash.
^Monthly $10 Kogan.com credit offer valid on a single purchase of $100 or more (excluding shipping). Offer applies to all active Kogan Insurance policies, excluding Kogan Travel Insurance policies (“Relevant Policy”), after 30 days from the commencement date of the Relevant Policy. Credit will be issued by Kogan.com via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. Kogan.com is solely responsible for all representations made regarding this offer.
*$20 Kogan.com Credit offer (“Offer”): Valid for Kogan Comprehensive Car Insurance, combined Kogan Home and Contents Insurance, Kogan Energy, Kogan Pet Insurance, Kogan Internet Plans (Bronze, Silver, Gold, Platinum & Diamond) and 365 Day Kogan Mobile Plans (“Eligible Services”). To be eligible you must be a Kogan First member at the time of signing up for the service up until the end of the 45 day period. The Offer is only available to Kogan First members who are current customers of an Eligible Service at the time the Credit is applied and have been customers of the Eligible Services for at least 45 days at the time the Credit is applied (“Qualifying Period”). $20 Kogan.com credit (“Credit”) will be applied annually for each Eligible Service within 30 days of customers completing the Qualifying Period. The Credit will be sent to the e-mail address of eligible customers. Credit is earned for each Eligible Service you join, allowing a maximum of $120 Kogan.com Credit to be granted each year, which starts from the time the Credit for the first Eligible Service is credited to your Kogan.com account. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Eligible Service. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Eligible Service, contained in the relevant terms and conditions or product disclosure statement when applying for the Eligible Service. Credit expires 14 days from date of issue. Credit is not transferable or redeemable for cash. If an Eligible Service is discontinued, you will no longer receive any further Credits for the relevant service. If the Kogan First program is discontinued or your membership is cancelled or terminated (see Kogan First terms and conditions here), you will stop receiving Credits. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time.