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Once you’ve chosen the best level of cover for your vehicle, get an express quote online right now.
To speak to someone on the phone about our car insurance policies, call us now on 1300 034 888.
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| Third Party Property Damage | Third Party Property, Fire & Theft | Pay As You Drive | Comprehensive | |
|---|---|---|---|---|
| Bonus $60 Kogan.com credit^ | ✗ | ✗ | ✔ | ✔ |
| Save up to 10% when you buy online1 | ✔ | ✔ | ✔ | ✔ |
| Pay by the month at no extra cost | ✔ | ✔ | ✔ | ✔ |
| 24/7 emergency claims | ✔ | ✔ | ✔ | ✔ |
| Choice of excess | ✔ | ✔ | ✔ | ✔ |
| 14 day money-back guarantee (if no claim was made) | ✔ | ✔ | ✔ | ✔ |
| Substitute car cover – We’ll cover you for any damage you accidentally cause to other people’s property when your car can’t be driven and you’re using another car (other than a hire car) | ✔ | ✔ | ✔ | ✔ |
| Towing costs | ✗ | ✔ | ✔ | ✔ |
| Trailer and caravan cover | ✗ | ✔ | ✔ | ✔ |
| Personal property cover | ✗ | ✔ | ✔ | ✔ |
| Up to $500 replacement on child safety seats, baby capsules and damaged prams | ✗ | ✔ | ✔ | ✔ |
| Emergency travel and accommodation costs | ✗ | ✔ | ✔ | ✔ |
| Lock and key replacement | ✗ | ✔ | ✔ | ✔ |
| Transit cover – We’ll pay for damage to your car when it’s being transported within Australia – by rail, road, ship or air | ✗ | ✔ | ✔ | ✔ |
| New for old replacement – If your new car is a total loss in the first 24 months | ✗ | ✗ | ✔ | ✔ |
| Choice of agreed value your car is insured for | ✗ | ✗ | ✔ | ✔ |
| Pay only for the kilometres you drive | ✗ | ✗ | ✔ | ✗ |
| Uninsured motorist extension benefit – If you have an accident with a driver who does not have third party property insurance, and it isn’t your fault, we’ll pay for damage to your car, up to $3,000 | ✔ | ✔ | N/A | N/A |
| 24/7 Roadside assistance Australia-wide | Optional* | Optional* | Optional* | Optional* |
| Hire car cover | ✗ | Optional* | Optional* | Optional* |
| Excess-free windscreen cover | ✗ | Optional* | Optional* | Optional* |
Please note: This is a summary of our car insurance insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
* Optional extras at an additional cost.
1.Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off if you choose to exclude drivers under 25. Minimum premiums may reduce savings discount.
^Valid for Comprehensive Car Insurance policies only. Offer only valid for policies purchased between 1 March 2018 and 31 May 2018 inclusive. Offer may be extended at any time. Kogan.com credit (Credit) will be sent to the e-mail address of eligible policyholders within 45 days of payment of their first monthly/annual premium. Policy must remain active and must not have been cancelled or refunded within that 45 day period. The customer must provide a valid email address at time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash. Kogan Insurance reserves the right to amend, extend or withdraw this offer at any time.
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