Contact us online or call us on 1300 034 888 and tell us how many kilometres you plan to drive each year. We’ll let you know if you qualify and give you a quote.
Step 2: Provide your start odometer
Next, you will need to provide the start odometer reading of your car when you purchase the policy. Your end odometer reading is calculated by adding the amount of kilometres you plan to you drive to the start odometer reading that you have disclosed.
Step 3: Top up Your Kilometres
If at anytime during the year you are coming close to your end odometer reading, simply call us to top up your kilometres. This will increase your end odometer reading. (You’ll need to pay extra premium to increase your end odometer reading)
If you make a claim at a time when you’re above the end odometer reading shown on your Certificate of Insurance, then you’ll need to pay the basic excess, an Outside odometer excess and any other applicable excesses at the time of a claim.
- Accidents, fire, storm, theft and damage to your car and belongings
- Damage to other vehicles and property
- Receive a brand new car with on-road costs paid if your new car (in the 24 months after purchase) is written off
- Get a guarantee on claim repairs when you use one of our specially selected repairers
- Replacement of damaged child safety seats, baby capsules and prams (up to $500)
- Lock and keys replacement if your car keys are stolen
- We’ll even help with repair costs to trailers and caravans if they’re attached to your car in an accident
Please note: this is a summary of our Pay as You Drive Insurance policy. Make sure to read our Product Disclosure Statement for full details.
1.Up to 10% discount consists of 5% saving for online purchases, applicable first year only. Up to 5% off if you choose to exclude drivers under 25. New policies only. Minimum premiums may reduce savings discount.
+$50 Kogan.com Credit offer (“Offer”): Valid for Kogan Comprehensive Car Insurance, Kogan Pay As You Drive Car Insurance, combined Kogan Home and Contents Insurance, and combined Landlords Building & Contents Insurance. The Offer is valid for new Relevant Policies (not renewal or reinstatement policies). Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. The $50 Kogan.com credit (“Credit”) will be sent to the e-mail address of eligible policyholders after 45 days from the commencement date of the Relevant Policy, provided the annual premium or the first instalment premium for the Relevant Policy has been paid in full. The Relevant Policy must also remain active and must not have been cancelled or refunded within that 45 day period. The customer must provide a valid email address at the time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Relevant Policy, contained in the relevant product disclosure statement when applying for the Relevant Policy. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash.
^Monthly $10 Kogan.com credit offer valid on a single purchase of $100 or more (excluding shipping). Offer applies to all active Kogan Insurance policies, excluding Kogan Travel Insurance policies ("Relevant Policy"), after 30 days from the commencement date of the Relevant Policy. Credit will be issued by Kogan.com via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. Kogan.com is solely responsible for all representations made regarding this offer.