Compare Home Insurance Policies
Once you’ve chosen the best level of cover for your home, get an express quote online right now.
To speak to someone on the phone about our home and contents policies, call us now on 1300 034 888.
| Landlord’s Cover Insurance | Essentials Cover Insurance | Top Cover Insurance | |
|---|---|---|---|
| Save up to 30% when you buy online1 | ✗ | ✔ | ✔ |
| Pay less for an annual payment option | ✔ | ✔ | ✔ |
| 14 day money-back guarantee2 | ✔ | ✔ | ✔ |
| 24/7 emergency claims | ✔ | ✔ | ✔ |
| New for old replacement of contents | ✔ | ✔ | ✔ |
| Replacement of insured items stolen from inside your home | ✔ | ✔ | ✔ |
| Replace items and repair damage caused by a fire or explosion | ✔ | ✔ | ✔ |
| Replace items and repair damage caused by earthquake, lightning, storm, flood and rainwater | ✔ | ✔ | ✔ |
| Replace items and repair damage caused by the bursting, leaking, discharging or overflow of water or liquids | ✔ | ✔ | ✔ |
| Replace items and repair damage caused malicious damage, impact, riots, civil commotion or industrial unrest | ✔ | ✔ | ✔ |
| Accidental glass breakage | ✔ | ✔ | ✔ |
| Contents in the open air at your home | ✔ | ✔ | ✔ |
| Legal liability3 | ✔ | ✔ | ✔ |
| Tools of trade | ✗ | ✔ | ✔ |
| Contents in your home office | ✗ | ✔ | ✔ |
| Emergency accommodation | ✗ | ✔ | ✔ |
| Replacement of locks | ✗ | ✔ | ✔ |
| Funeral expenses | ✗ | ✔ | ✔ |
| Temporary accommodation for your dogs and/or cats | ✗ | ✔ | ✔ |
| Discharge of mortgage costs | ✗ | ✔ | ✔ |
| Guests’ contents | ✗ | ✔ | ✔ |
| Document replacement | ✗ | ✔ | ✔ |
| Emergency storage of contents | ✗ | ✔ | ✔ |
| Accidental damage to your insured building and/or contents | ✗ | ✗ | ✔ |
Please note: this is a summary of our home and contents insurance policies. Make sure to read our Product Disclosure Statement for full details.
1. Up to 30% discount consists of 2 parts: 20% discount for policies purchased online, applicable first year only. Further 10% discount for purchasing a combined Home & Contents policy compared to purchasing separate Home and Contents policies, discount applicable for the life of the combined policy. Applies only to new policies purchased online between 15 August 2018 and 15 October 2018 inclusive, unless extended. Minimum premiums and standard underwriting criteria apply. Kogan Insurance reserves the right to amend, extend or withdraw this offer at any time.
2. Cancel your policy within 14 days without making a claim and get your money back.
3. If you’re sued for negligence or damage, you’re covered for homeowners liability (home and contents policies) or personal liability (contents only policies).
Got a Question?
Call Us
1300 034 888