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How do I know how much I should insure my home for?

We can only provide general advice about your home and contents insurance; we can’t provide you with advice about the replacement cost of your home. When considering the sum insured for your home insurance, this amount should cover the full cost to rebuild your home including the cost of structural improvements such as carports, fences [...]

How do I know how much to insure my contents for? I don’t know how much they would cost to replace.

We strongly recommend the use of a Contents Calculator to determine an appropriate sum for your needs. We are unable to provide you advice on an appropriate sum and rely on you to assess the amount of coverage you require. Your contents sum insured should include items such as your carpet, blinds, curtains, personal items, furniture and household goods. [...]

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