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Do you cover learner drivers?

Yes, we do! If you’re a learner driver, our car insurance policies will cover you as long as: you’re accompanied by a fully licensed driver you have a current Learner Drivers Licence, Learners Permit or the equivalent for the state or territory where you live. An additional excess may apply in the event of a [...]


Am I covered for new car replacement?

If within the first 24 months of the starting date of its original registration your car is declared a total loss, depending on the level of cover you choose, we will replace your car with a new car of a same or similar make and specification. This cover applies if you are the first registered [...]


What is ‘market value’?

The reasonable market-related value that we determine the market would pay for your car immediately before its loss or damage. We take into account the age, make, model, conditions and kilometres travelled by your car and may consider industry publications to help determine the amount. The amount does not include any registration costs, stamp duty [...]

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