Why has my home and contents sum insured increased on my renewal documents?

Each year at your insurance renewal, the amount you are insured for is automatically adjusted to help the cover keep pace with inflation. In addition to this adjustment, you may also need to consider (amongst other things) the value of any new contents or recently completed improvements to your home. It’s important you review your buildings and contents sum insured regularly to ensure they are adequate in the event of a total loss.