Includes all the benefits of Third Party Insurance, with the addition of theft, malicious damage and fire protection.

What’s Covered

  • Accidental loss or damage to your car from theft or attempted theft, malicious damage and fire
  • Coverage of your belongings if they’re damaged in an accident
  • We cover you for your legal liability for damage to other people’s property
  • Get a guarantee on claim repairs when you use one of our specially selected repairers
  • Replacement of damaged child safety seats, baby capsules and prams (up to $500)
  • Lock and key replacement if your car keys are stolen
  • We’ll even help with repair costs to trailers and caravans if they’re attached to your car in an accident

Please note: this is a summary of our Third Party Property, Fire & Theft policy. Make sure to read our Product Disclosure Statement for full details.

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The Kogan Car Insurance Difference

  • Exclusive online discounts - Insurance made simple! Save up to 10% when you buy online.1
  • Earn $50 Kogan.com Credit - with Comprehensive and PAYD policies, to spend at Australia's #1 online retailer!+
  • Kogan First Benefits - Bonus rewards when you sign up to Kogan Insurance as a Kogan First member! Click for details.
  • 14-day Money Back Guarantee - Risk-free sign up! We're confident you'll love your coverage, but in case you don't, we have a 14-day money back gaurantee.
  • Super Friendly Claims Process - Your claim, your way! Claim online 24/7, or call us to speak to our friendly team.

1.Up to 10% discount consists of 5% saving for online purchases, applicable first year only. Up to 5% off if you choose to exclude drivers under 25. New policies only. Minimum premiums may reduce savings discount. +$50 Kogan.com Credit offer (“Offer”): Valid for Kogan Comprehensive Car Insurance, Kogan Pay As You Drive Car Insurance, combined Kogan Home and Contents Insurance, and combined Landlords Building & Contents Insurance. The Offer is valid for new Relevant Policies (not renewal or reinstatement policies). Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. The $50 Kogan.com credit (“Credit”) will be sent to the e-mail address of eligible policyholders after 45 days from the commencement date of the Relevant Policy, provided the annual premium or the first instalment premium for the Relevant Policy has been paid in full. The Relevant Policy must also remain active and must not have been cancelled or refunded within that 45 day period. The customer must provide a valid email address at the time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Relevant Policy, contained in the relevant product disclosure statement when applying for the Relevant Policy. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash.

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Product Disclosure Statements